Many investors like to manage their stock and bond portfolios themselves. This approach is time consuming and requires good macro-economic (economic analyses), and micro-economic (analyses of listed companies and industries) information.

Asset management requires a permanent tracking of financial markets, solid knowledge of management techniques and an understanding of certain essential parameters - especially relating to tax and legal issues.

GIFAO INVESTISSEMENT S.A. will assess your asset base.

Our company then establishes a strategy that corresponds with your investor profile in order to get you involved in the financial markets, with a risk factor ranging from conservative to dynamic.

This risk is taken in relation to the stock markets of the euro-zone and various international financial centers.

It is possible to vary the percentage of your stock investments with the utmost precision, and in accordance with your financial objectives

A common solution often chosen consists of opting for a mixed portfolio, combining direct investment with collective investment.

GIFAO INVESTISSEMENT S.A. has its own mutual funds, managed in-house.

Furthermore, GIFAO INVESTISSEMENT SA 's independence allows it to select financial investment products managed by other financial institutions according to the level of their performance and their quality.

Our two types of management contracts:

The conservative contract: this contract favors low risk and steady growth by investing in securities and other financial investment products. The strategy favors dividends and capitalized interest.
 
The dynamic management contract: this contract favors a high-growth strategy, which includes certain risks while tending to utilize financial market techniques fully.
 
Specific management contracts are offered for stock savings plans


The management of a horizon portfolio:

Whatever your age between 30 and 60 years old, we can put together a personalized portfolio adapted to your individual circumstances, based on:

  • the current make-up of your assets (land and immovable assets, life insurance, financial portfolios, etc.),
  • your financial objectives (building up of a supplemental pension, additional revenue, etc.),
  •  your fiscal status (income streams, capitalization),
  • your family status (type of marriage contract, age of your children,)
  • your professional status (salaried worker, entrepreneur, freelance, craftsman-shopkeeper).

Horizon portfolio management allows you to split your investments between high- and low-risk options. This is accomplished through a dual selection of stocks and bonds on the one hand and, for the stocks, choosing between high-yield and growth stocks on the other hand.
Horizon portfolio % in stocks % in bonds
3 years 5% 95%
6 years 15% 85%
9 years 25% 75%
12 years 35% 65%
15 years 45% 55%
18 years + 50% 50%

Horizon portfolio management is an essential addition to life insurance, your stock savings plan and all other forms of investments aimed at growing your assets.

GIFAO INVESTISSEMENT S.A. offers you complete freedom of choice:

  • a thorough selection of the highest quality bonds and stocks of the leading international corporations – as well as those with the best returns
  • mutual funds and money-market funds chosen for their quality, track record and consistency.

GIFAO INVESTISSEMENT S.A. : 15, rue des Francs Bourgeois - BP 37 - 67060 STRASBOURG CEDEX
Tel: +33 (0)3 88 75 55 50 - Fax: +33 (0)3 88 22 47 85